Floodproofing: Protect Your Property from Flood Damage
The most effective way to protect your property from flood damage is to choose a location outside of the floodplain that is not susceptible to flooding or drainage problems. Any improvements or new development should be located away from streambanks and built in compliance with floodplain development standards.
To assess the flood risk for existing development:
Techniques for floodproofing (retrofitting) existing flood-prone development include:
Consult your municipal building official for
information and assistance with floodproofing techniques.
Consider purchasing flood insurance. Although it won't prevent flood damage, insurance can be a valuable tool for protecting your financial investment. Flood insurance coverage is available from insurance agents (through the National Flood Insurance Program) for any building and/or its contents (in or out of the regulated floodplain) in any municipality in the STC region. Learn more about flood insurance at FloodSmart.gov. A handout, Flood Insurance Reforms - Who Is Affected?, provides information about rate increases for older buildings and the steps that property owners can take.
Other useful information about floodproofing:
FEMA fact sheets for Protecting Your Property from Flooding:
Flood Damage-Resistant Materials Requirements (FEMA Technical Bulletin 2)
Openings in Foundation Walls and Walls of Enclosures (FEMA Technical Bulletin 1)